Time to refinance your home loan?
Get a low rate today.

⏳ Compare loan options tailored to your needs in less than 5 minutes. If you’re refinancing, you can even see how much you can save compared to your current loan.

👩‍💻 Once you’re ready, you can start your loan application straight away. An accredited broker from our team will be in touch to support you throughout the process. You’ll enjoy expert advice from application to settlement.

🤝 You’re in good hands with an award-winning team. By partnering with a multi-award winning aggregator, we ensure our team of brokers meet strict compliance standards from your first consultation all the way through to settlement, so you can rest assured you’re in safe hands.

👍 Happy customers are our best reference. The home loan application process can be intimidating without the right support. That’s why we make sure our team of brokers is right there with you on your home loan journey, answering any questions you have and ultimately ensuring you get a loan you’re happy with.

Refinancing is where a client obtains a new mortgage often to reduce monthly payments, lower interest rates, take cash out for large purchases or simply to change mortgage companies. Often people refinance when they have equity in their home, which is the difference between the amount owed to the mortgage company and the value of the home. Whilst there are many advantages to refinancing your home loan, there are also disadvantages and you should consider both before deciding whether refinancing is right for you.

• Reduce monthly repayment
• Acquire better loan features
• Use equity in your home to get additional cash
• Save money by paying a lower interest rate
• Allows you to consolidate multiple debts into one repayment

• May increase or extend the length / term of your mortgage (often resetting to 30 years)
• There may be fees or costs to refinance
• The valuation of your property may come back lower than you expected
• If getting cash out, this will increase your mortgage repayment and the size of your mortgage and reduce the equity in your home
• Short term debts consolidated into a refinance are paid out over a longer period of time
• Potentially higher long-term costs of repayment of a loan resulting from extending the loan term
• Default risk on unsecured loans is transferred onto the family home when consolidating debts

Before making a decision on whether this type of loan is suitable for you, it is important for you to consider the above information and discuss the suitability of this loan type with your Mortgage Broker.

This is general information only and is subject to change at any time. Your complete financial situation will need to be assessed before acceptance of any proposal or product.

With our process, in most circumstances your entire application can be signed digitally with software such as Docusign, however there are some forms with specific lenders that will need to be signed by hand.